Business Factory Business Factory

Business Factory

Group 11

Cardlink Business Factory


The Cardlink Business Factory is a structured and agile framework, bringing together startup teams or technology solution providers with industry stakeholders under a common vision: accelerate the conversion of needs to solutions, and available products to successful business partnerships as well as the development of new tech products, or services, thus allowing the sector to innovate faster and offer a better, more unique customer experience.

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Key Areas

The Cardlink Business Factory goes beyond retail and addresses various verticals, looking for technology-enabled teams, products, and services that can change and digitally transform the retail industry. The specific areas of focus for the Cardlink Business Factory, are the following:
  • E-commerce Personalization: Tailoring online shopping experiences to individual customer preferences using AI and data analytics.
  • Open Banking: Allowing third-party providers to access financial data to create innovative payment solutions and services.
  • Financial Inclusion: Developing payment technologies to provide financial services to unbanked and underbanked populations, promoting financial inclusion on a global scale.
  • Sustainable Retail Practices: Embracing eco-friendly initiatives, such as reducing waste, using sustainable materials, and promoting ethical sourcing.
  • Augmented Reality (AR) Shopping: Implementing AR technology to enable customers to visualize products in their real environment before making a purchase decision.
  • Instant Payments: Real-time payment systems that enable immediate fund transfers between individuals and businesses.
  • Supply Chain Innovation: Implementing technologies like blockchain for transparent and efficient supply chain management, ensuring product authenticity and reducing delays.
  • Subscription-Based Services: Offering subscription models for products and services, providing customers with regular, curated deliveries based on their preferences.
  • Voice Commerce: Utilizing voice assistants like Amazon’s Alexa and Google Assistant for shopping, allowing customers to make purchases using voice commands.
  • Cryptocurrency and Blockchain Payments: Integrating cryptocurrencies and blockchain technology for secure and decentralized payment solutions.

• Strong initial MVP
• Defined Team Structure
• Initial Market Traction
• Working Solution


How does it work?

The Cardlink Business Factory framework will offer a more agile and extended open call phase, giving the right amount of time for the teams to prepare.
As soon as a high-quality entrant is identified and evaluated, they will enter the Cardlink Business Factory and be matched with the respective key stakeholders of Cardlink.
Through the facilitation of the Cardlink Business Factory, the teams will participate in working sessions which will be implemented weekly and will serve as a dedicated call to work collaboratively on the product in question, discuss concepts and ideas and transfer knowledge between all the parties in order to move the product forward. The teams will also receive coaching in order to enhance the prospects of developing valuable solutions that solve real challenges.
If a solid prospect for a potential partnership is identified, following the facilitation phase, teams will go through a final solution exploration sprint, discussion all aspects of the partnership and exploring the framework and terms of a possible agreement.

Let’s work together to shape the future of retail! Submit your proposal and we’ll get in touch with you.


Duration and phases

Open call
(6 weeks)
Selection process
(6 weeks)
(6 weeks)
Solution exploration sprint