Payment Capture is the process of transferring authorized funds from the customer account to the merchant account, moving it from pending to complete.
In simple words, “Payment Capture” happens when a business is credited the money for a transaction that was made on its terminals. 🛍
Payment capture comes after authorization 💳 (holding funds as pending without charging the card) and is the point at which transactional funds move from a cardholder’s account into a merchant’s account.
💡 So, for the settlement of a payment to your account, you must proceed with the close batch so that the transaction can be captured.
